Helping Idaho Public Employees Build A Secure Retirement

Choice 401(k) Plan

The Choice 401(k) Plan contains any voluntary contributions you make, any rollovers you request from other plans, any employer contributions on your behalf, and any gain sharing contributions made by PERSI. Your Choice 401(k) Plan is a Defined Contribution plan, meaning the amount you receive at retirement is based on the contributions and earnings in the plan.

Your Choice 401(k) Plan helps create a more secure retirement.

Choice 401(k) Plan - Employer Kit

Employer Responsibility for Limits Testing

Employers are responsible for monitoring an employee's contributions to supplemental plans. Our Deputy Attorney General has developed these guidelines to help employers with their responsibility regarding Gain Sharing, 401(k), 403(b) and 457 plan limits testing.